Tools
Every HarborPlain calculator and tracker, grouped by topic. All are free, ask for no email, and run entirely in your browser.
Life Insurance Calculator
Estimate how much term life cover your family needs and a monthly premium range — in about ten seconds.
Open tool →Stay-at-Home Parent Value Calculator
Put a dollar figure on the childcare, cooking, cleaning, driving, and admin a stay-at-home parent does — then see the life cover it would take to replace it.
Open tool →Baby Cost Calculator
Estimate your baby's first-year cost — adjust eight categories, compare feeding and childcare scenarios, and see the monthly figure.
Open tool →529 vs UTMA Comparator
Project what a 529 plan and an UTMA account would each be worth at 18 — and see how they differ on taxes, control, and financial aid.
Open tool →College Savings Goal Calculator
Set a college-cost target and see the monthly saving required to hit it — with college inflation and growth on what you already have.
Open tool →