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Every HarborPlain guide in one place — plainly-explained articles on insurance, money, legal, and health decisions for new and expecting parents.
Insurance
Child Rider vs Separate Life Insurance Policy
Child rider vs separate life insurance policy: compare the real cost and coverage differences so new parents can pick the right option for their child.
Read guide →InsuranceLife Insurance and Guardianship for New Parents
How new parents can align life insurance and guardian designations, using a trust or UTMA account and a will, so the right money reaches the right people.
Read guide →InsuranceLife Insurance After Gestational Diabetes
Had gestational diabetes? Learn how it affects life insurance rates, what underwriters look for, and how to get the best coverage as a new parent.
Read guide →InsuranceHow Much Life Insurance Do New Parents Actually Need?
New parents usually need term life worth about 10 to 12 times income, plus the mortgage and future education. Here is the math and how to compare quotes.
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